FINANCE EXAMPLE

Personal Contract Purchase

Model
Astra Design 1.2 Turbo (130PS)
Paint
Brilliant 
47 monthly payments of £429.81 
On-the-road cash price  £27,570.00 
Vauxhall deposit contribution £1,500.00
Customer deposit £2,000.00
Total amount of credit £24,070.00
Interest charges £6,705.98
Total amount payable £34,275.97
Optional final payment (GFV) £10,575
Fixed rate of interest per year, true 9.48% 
Annual mileage 8,000
Excess mileage charge, per mile £0.10
Duration of agreement (months) 48
APR% 9.9%
Model
Astra Design 1.2 Turbo (110PS) Manual
Paint
Brilliant Paint
47 monthly payments of £289.00
Event saving     £500.00
On-the-road cash price including event saving £26,460.00
Vauxhall deposit contribution £3,000.00
Customer deposit £3,600.75
Total amount of credit £19,859.24
Interest charges £5,973.76
Total amount payable £32,433.75
Optional final payment (GFV) £12,250.00
Fixed rate of interest per year, true 9.20%
Annual mileage 8,000
Excess mileage charge, per mile £0.10
Duration of agreement (months) 48
APR% 9.60%